Buying a home can be an emotional experience. It is easy to get swept up in the excitement of finding “the one,” which can sometimes lead to overlooking important details. Often, it is only after moving in that buyers begin to notice things they missed or realise certain compromises weren’t worth making. If you are preparing to buy, here are some key steps to help ensure your decision is one you will feel confident about for years to come.

Before you start viewing properties, take the time to list out your must-haves and your nice-to-haves. Your must-haves should include non-negotiables such as the number of bedrooms, location, or proximity to schools and transport. Your wants can include features you’d love to have, like a garden, an open-plan layout, or period character. By distinguishing between what you need and what you would simply like, you will be better prepared to make a clear-headed decision when emotions run high.

When you find a property that looks perfect, it is easy to be swayed by presentation or style. But remember to check back against your list of priorities. A property that doesn’t meet your essential needs is unlikely to be right for you in the long term. You may be living there for several years, so those compromises could start to feel more significant over time. It is better to take a little longer to find the right fit than to rush into a decision that doesn’t truly meet your goals.

One of the most common causes of buyer regret stems from underestimating the true cost of ownership. Beyond your mortgage, there are other regular and one-off costs to factor in, such as council tax, insurance, utilities, service charges, maintenance, and (for leasehold properties) ground rent. Before making an offer, speak with your mortgage lender or a qualified financial adviser to understand exactly what you can afford and what costs you should anticipate. A realistic budget will give you peace of mind and help you plan for the long term.

It is worth seeking professional advice before committing to a purchase. A surveyor can identify potential structural issues or costly repairs that may not be obvious at first glance. If you choose not to commission a survey, consider bringing along a trusted friend or family member to view the property with you. A fresh, objective pair of eyes can often spot things you might have overlooked in the excitement.

The conveyancing process can be complex, so it is essential to select a solicitor or conveyancer you trust. A good solicitor will communicate clearly, keep you informed at every stage, and help ensure your purchase proceeds smoothly. The right professional support can make all the difference to how straightforward, or stressful the process feels.