Despite rising inflation and the end of both the furlough scheme and stamp duty holiday, UK house price growth continues to deny economic gravity as we head into the festive period. However, what goes up must surely come down – eventually.

The stamp duty holiday deadline ended on 30 June but buyers have until 30 September to take advantage of the lower stamp duty holiday threshold of £250,000. Landlords will be able to save up to £2,500 although they still have to pay the 3% stamp duty surcharge for owning more than one property.

Although property investment is worth serious consideration as an alternative to traditional pensions for one’s retirement income, you need to consider that pensions in their current format are extremely tax efficient.

So officially Covid restrictions are stopping gradually, how will the property market adjust?